Alexander Nübel: free transfer, loans and the parent-club contract
Alexander Nübel is a German goalkeeper whose career shows how a player can join a club on a free transfer and then spend long spells on loan elsewhere, while staying under contract to the club that signed him.

The subject defined
Alexander Nübel is a professional goalkeeper who came through the German game and is registered to Bayern Munich. Google searches in Germany show his name is trending, but that signal says nothing about why, and this article reports no news about him. What his career offers a reader interested in the transfer market is a clear example of three mechanisms working together: the free transfer of a player whose contract has run out, the loan of that player to other clubs, and the extension of a contract with the parent club while the player is away.
These are the plumbing of the transfer market. Most coverage looks at fees. Much squad building, especially for goalkeepers, happens through contracts that end without a fee and through loans that move a player's playing time to another club without moving his registration for good. Nübel's path is a useful way to see that plumbing.
Origins of the arrangement
Nübel made his name at Schalke 04. His move to Bayern Munich was officially confirmed as a free transfer: his contract with Schalke was running out, and he agreed terms with Bayern to join once it ended. Schalke received no transfer fee.
This goes back to the principle behind the Bosman ruling of the European Court of Justice. A player in the European Union whose contract has expired may join another club without that club paying a fee to the old one. FIFA's regulations then let a player sign a pre-contract with a new club once he enters the final six months of his existing deal. This creates a well-known period when a club whose player is nearing the end of his contract has little bargaining power. It must either agree an extension, sell him while it still can, or accept that he will leave for nothing.
Bayern's interest in a goalkeeper on these terms showed a familiar calculation. A large club with an established first choice in goal can take on a highly rated younger keeper at no fee and keep him as a long-term option. The cost of that option is mainly wages and playing time, not a payment to another club.
The mechanism today
After joining Bayern, Nübel was loaned out, first to AS Monaco in France and later to VfB Stuttgart in the Bundesliga. Bayern also extended his contract while he was playing for Stuttgart. All of these moves were officially confirmed by the clubs.
A loan works like this. The player's registration moves to the borrowing club for a set period, usually a season or part of one. His employment contract with the parent club stays in place. The loan agreement between the two clubs settles who pays the wages and in what share, whether a loan fee is due, and whether there is an option or obligation to buy. Some agreements also cover what happens if the two clubs meet in a league match. The public terms of Nübel's loans, including any financial details, are not known here, and this article does not guess at them.
Extending the contract during a loan matters for both sides. The parent club protects the value of an asset it might otherwise lose for nothing, which is the very position Schalke was in. The player gets long-term security while playing regularly somewhere else. The borrowing club gets a player it could probably never have bought outright.
Loans are no longer unlimited. FIFA has brought in rules that cap how many players a club may loan in or out internationally at the same time, with some exceptions for players developed by the club. National associations have their own rules for domestic loans. A move from Bayern to Monaco is international. A move from Bayern to Stuttgart is domestic and falls under German rules. Nübel's present contractual position and any loan status for the current season are not known from the material available here.
Common misconceptions
"A free transfer costs the buying club nothing." No fee goes to the selling club, but the player usually gets a signing-on payment, and agents may be paid commission. These costs can be large. They just do not show up as a transfer fee.
"A loaned player belongs to the club he plays for." He does not. During the loan he is registered to play for the borrowing club, but his contract, and usually any future sale value, stays with the parent club. When the loan ends he goes back unless a purchase clause is triggered or a new agreement is made.
"A loan means the parent club does not rate the player." Clubs loan players for many reasons. Getting a goalkeeper regular senior games is one. Keeping the wage bill down is another. A third is waiting until a first-choice place is free. A loan says nothing on its own about how the parent club sees the player.
"Extending a contract while on loan is odd." It is common practice. Signing a new deal with the parent club before or during a loan stops the contract running down while the player is away. Otherwise the parent club ends up in the same weak position it was trying to avoid.
Frequently asked questions
Did Bayern Munich pay a fee for Alexander Nübel?
No. Nübel joined Bayern Munich from Schalke 04 on a free transfer, which the clubs officially confirmed. His Schalke contract was ending, so Bayern did not have to pay Schalke a transfer fee. Free transfers still cost the buying club something, such as wages and often a signing-on payment, but no fee goes to the selling club.
What is a pre-contract agreement in football?
A pre-contract agreement lets a player whose contract has six months or less left agree terms with a new club. The move then happens when his current deal expires. FIFA's transfer regulations allow this. It is the mechanism that lets players such as Alexander Nübel move between clubs without a transfer fee.
Who pays a loaned player's wages?
The loan agreement between the two clubs decides this. The parent club may keep paying all of the wages, the borrowing club may take them over entirely, or the cost may be shared. The terms are usually confidential. The player's employment contract stays with the parent club for the whole loan, whoever ends up paying.
Why would a club extend a contract for a player who is out on loan?
Extending protects the parent club's investment. If a contract runs down during a loan, the player can leave for free when it ends, and the parent club gets nothing. A new, longer deal keeps his value and gives the club control over his future, while he keeps playing regularly somewhere else.
Are there limits on how many players a club can loan?
Yes. FIFA has brought in rules capping how many players a club may loan in and out internationally at once, with some exceptions for players the club trained itself. Domestic loans between clubs in the same country fall under the national association's rules, which can set different limits and conditions.
Sources and further reading
- FIFA, Regulations on the Status and Transfer of Players, covering contracts, pre-contracts and loans
- Deutscher Fußball-Bund and Deutsche Fußball Liga, licensing and registration rules for German football
- Court of Justice of the European Union, the Bosman judgment on out-of-contract transfers
- Official club announcements from Bayern Munich, Schalke 04, AS Monaco and VfB Stuttgart